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Featured Stories
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Can I cancel a Sale and Purchase Agreement after signing?
26 April 2013 3:41 PM | No Comments
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The hidden costs of buying a house
26 February 2013 6:23 AM | 7 Comments
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Mixed use of holiday homes
07 December 2012 2:56 PM | No Comments
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4 Checks to do before buying a property at Auction
06 December 2012 9:49 AM | No Comments
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Can you buy at Auction without a 10% deposit?
05 December 2012 11:06 PM | No Comments
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Buying leasehold is a risky business
11 November 2012 11:47 PM | No CommentsThe risks of purchasing leasehold property have again been highlighted in the media this week with apartments at Scene Three on Beach Rd in Auckland City facing an increasing of ground rent of up 470%. This means that owners of a small one bedroom apartment who were paying $1400 per annum could now be paying $8000 to the Ngati Whatua o Orakei Maori Trust
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IRD focus on property dealings
08 October 2012 12:49 AM | No Comments
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mortgage Archive
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Investment Property Basics
Posted on March 14, 2013 | No CommentsBuying property will probably be the biggest financial investment you’ll ever make and because of this you need to surround yourself with people who can help you realise your goals.... -
The hidden costs of buying a house
Posted on February 26, 2013 | 7 CommentsA house is an expensive purchase – everyone knows that, but there are additional costs associated with purchasing a property that buyers often forget about. 10 costs that are commonly... -
Mortgagee Auctions – Buyers beware!
Posted on February 4, 2012 | 5 CommentsThere may be some bargain properties up for grabs at mortgagee sales but buyers need to beware. Purchasing at mortgagee auction is not without its risks. Buying a property at auction is... -
Revolving Credit – the Pros and Cons
Posted on January 17, 2012 | 2 CommentsA Revolving Credit mortgage, if used properly, can be a powerful tool to help pay your mortgage off a lot quicker than you can under a standard “term” mortgage. What... -
The Banks want to lend you More Money
Posted on May 19, 2011 | No CommentsThe global financial crisis is old news, and financial institutions in New Zealand are more than ready to get the ball rolling again. In fact, the major New Zealand banks... -
Signs of Housing Stability?
Posted on March 23, 2011 | No CommentsThe New Zealand housing market showed signs of improvement in February, although the recent earthquake in Christchurch is likely to affect stability in the coming months. While the market was... -
Mother Nature in charge of Economy
Posted on March 16, 2011 | No CommentsThe forces of nature are effecting a lot more than just the landscape this year. Largely as a result of the Christchurch earthquake and the huge cleanup task ahead the... -
The Earthquake – Immediate Financial Help
Posted on March 9, 2011 | No CommentsBoth of the earthquakes experienced by our friends in Christchurch in recent times have caused terrible devastation in terms of both life and injury and financially. Whilst little can be... -
The Economy – back to the Bad Old Days?
Posted on March 4, 2011 | No CommentsAs a Company we’ve seen some pick up in housing market activity. For a lot of clients not directly involved in property related industries this is almost a “Perfect Storm”... -
Mortgages most Affordable for Seven Years
Posted on February 23, 2011 | 1 CommentA mortgage became the most affordable in seven years in January as house prices fell and low interest rates lifted home buyers’ purchasing power, a report shows. A slight rise... -
Property Trade Funding
Posted on February 9, 2011 | 1 CommentFunding for property trading is more specialised that getting a loan through a Trading Bank. Property Traders make their money by buying a property at a price which allows them... -
A Banking Affair
Posted on January 20, 2011 | 1 CommentWe are all “married” to a Bank in a sense. You can get a mortgage from any lender (if you meet the criteria) but you generally only have your income(s)... -
Best ways to get your Loan Approved
Posted on December 15, 2010 | 1 CommentEven though every Bank looks at your ability to get a mortgage in a different way, they all have things in common they look for to make sure you are... -
What size Mortgage can I Afford?
Posted on December 8, 2010 | No CommentsNo matter what anyone says properties are still expensive to buy and, unless you are fortunate enough not to have to borrow to afford one, this a question most of... -
Finance Companies in the Modern age
Posted on December 1, 2010 | No CommentsWe’ve all heard and seen over the past 3 years the issues with a lot of Finance companies, how many have not survived and how a lot of people have... -
Revolving Credit – Using the Power
Posted on November 24, 2010 | 1 CommentLike a lot of account types Revolving Credit by itself is neither good nor bad but by using it to its full potential it becomes a really powerful tool. Who... -
Getting a Mortgage through a Broker
Posted on November 3, 2010 | No CommentsI’ve worked as a Mortgage Broker for many years and I’ve heard a lot of first-time clients questioning why they should get a mortgage through a Broker, when they could... -
Structuring Your Mortgage
Posted on October 27, 2010 | No CommentsOnce your loan is approved, the banks offer a number of options when it comes to structuring your borrowings. If you are looking to structure for Investment purposes then my... -
Borrowing for an Apartment
Posted on October 19, 2010 | 3 CommentsThere are a lot of arguments both for and against investing in apartments. Investors on both side of the fence are passionate about their positions. Similarly, the Banks have widely... -
Lo-Doc loans – Old products made New
Posted on October 6, 2010 | 4 CommentsBoth Lo-Doc & No-Doc loans have been largely unavailable to borrowers since the early days of the recession. There are now lenders back in the market who see these products...
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